Officers

Robert Skiba

Robert Skiba

Robert Skiba

Chairman of the Board, NBPCA

Robert Skiba, Executive Vice President - Regulatory and Government Affairs, at InComm, Inc.  Prior to joining InComm, Mr. Skiba, (Bob), served as President and General Manager of Ceridian - Stored Value Solutions, a Division of Ceridian, Inc. Mr. Skiba served as an President and General Manager of Ceridian - Stored Value Systems, Inc. (formerly, Stored Value Systems Inc.) from April 2004 to December, 2008.  Previously, he served as the Vice President Chief Internal Auditor of Gap, Inc., V.P. of Financial Services, V.P. of Consulting & Assurance Services and Continuity Planning for Gap, Inc., the San Francisco-based retailer for Gap, Banana Republic and Old Navy apparel brands.

Prior to joining Gap in 1997, Mr. Skiba held numerous senior financial management positions, including Vice President of Financial Operations at The Home Depot Inc., Controller of the Mall Store Group and National Manager for Inventory Control, for Sears, Roebuck & Co.; Vice President of Operations Management and Store Planning at Barney's New York; and Corporate Director of Financial Planning & Analysis at Saks Fifth Avenue.

Mr. Skiba received a MBA from the J.L. Kellogg School of Management, Northwestern University.


Brad Fauss

Brad Fauss

Brad Fauss

Vice Chair, NBPCA

Brad Fauss is the Executive Vice President, General Counsel and Corporate Secretary of Brightwell Payments, Inc., a program manager offering comprehensive prepaid card solutions for corporate clients, as well as unbanked and under-banked consumers with solutions including payroll cards, general-purpose reloadable cards and loyalty, award and promotional cards. Brad is an active member of the Network Branded Prepaid Card Association serving on its Board of Directors and/or Advisory Board since its inception and serving as a Member of its Executive Committee for the past several years.

Mr. Fauss has more than 15 years of payments experience having served as senior vice president of legal, risk and compliance for TSYS Prepaid, Inc., as well as division general counsel for Global Payments Inc. Before working in house, Brad practiced law with Alston & Bird, LLP in Atlanta, Georgia and Parker, Poe, Adams, and Bernstein, LLP, in Raleigh, North Carolina and he is a frequent author and speaker on prepaid legal and compliance topics.


Doug Bower

Douglas Bower

P: 201-746-0725

Douglas Bower

Executive Director & President, NBPCA

Doug Bower is the Executive Director and President of the Network Branded Prepaid Card Association, a non-profit trade organization that works to Educate, Advocate, Protect and Promote the unique power of Prepaid to government, media, and consumers.

Mr. Bower is a senior management executive with more than 20 years of experience in not-for-profit and for profit businesses. His roles have includes guiding business-line operations, strategic planning, new business development, marketing, revenue growth and financial planning.

Mr. Bower comes to the NBPCA from BlueYield, an auto lending exchange, where he served as the Executive Vice President of business development. Prior to Blue Yield, he has also served in senior roles at AAA, Advanta Corp., MBNA Corp. and CIGNA. He is a business graduate of West Chester University of Pennsylvania, and holds an MBA from Philadelphia University.



Kirsten Trusko

Kirsten Trusko

President Emeritus, NBPCA

Hugh Meadows

Anthony Hugh Meadows

Anthony Hugh Meadows

Treasurer, NBPCA

Hugh Meadows has over 30 years of leadership positions in the financial services and healthcare sectors. Mr. Meadows started his career at Zions First National Bank for sixteen years. Positions held at Zions were Vice President of Bankcard Services managing the card issuing, merchant acquiring, and private label lines of business; Vice President over Bank Mergers and Acquisitions responsible for managing the process of systems conversions of acquired banks into Zions Bancorporation; and Senior Vice President over Consumer Loan Servicing managing operations for five banks.

Mr. Meadows assisted with the startup of two industrial banks in the state of Utah, the most recent being Exante Bank, now Optum Bank. As Executive Vice President, Mr. Meadows was responsible for the Card Services, Credit, and Risk Management areas. Prior to joining Optum Bank, Mr. Meadows served as the Chief Operations Officer for MinervaHealth, a financial services company offering health care solutions to the uninsured and underinsured. Most recently, Mr. Meadows served as the EVP, Executive Director over the Payment Card Solutions division at UMB Bank. Mr. Meadows has now joined Green Dot Corporation as their Senior Vice President over Business Operations. 

Mr. Meadows holds a Bachelors Degree in Economics from the University of Utah. Mr. Meadows is a member of the following Boards: The Road Home (Salt Lake City homeless shelter), Junior Achievement of Utah, and the Network Branded Prepaid Card Association (NBPCA).


Wendy Lewis

Wendy Lewis

Wendy Lewis

Secretary, NBPCA

Wendy Lewis is the Chief Compliance Officer, Vice President Corporate Legal for InteliSpend Prepaid Solutions | A Blackhawk Network Business, working out of the St. Louis, Missouri field office. Blackhawk’s InteliSpend business is a leading provider of prepaid solutions in the business-to-business space.

Wendy is responsible for mitigating company risk while balancing the needs of cardholder, client, merchant, sales, and marketing with compliance needs. Wendy leads a team responsible for all legal, compliance and risk functions including fulfilling widening regulatory requirements.

Wendy has been a member of the NBCPA since its inception. She is a Certified Anti-Money Laundering Specialist and a Board Member of the Greater St. Louis Chapter. Wendy and/or a member of her team are members of the GRWG, PAFF and Payroll subcommittees. Wendy brings a perspective from the legal and business side with the experience of a leading business-to-business Program Manager and multi-network issuer. In her spare time, she is a contributor to the legislative section of the Prepaid Evolution blog (http://prepaidevolution.com/category/incentives-legislation/).

Prior to this role, Wendy served as director of human resources, director of legal management, and director of legal, compliance, and risk management. She graduated summa cum laude with a B.S. in business management from Maryville University.




Key Support Staff

Judith Rinearson

Judith Rinearson

P: 212-541-2268

Judith Rinearson

Partner
Bryan Cave, LLP

Judith Rinearson, a partner in Bryan Cave’s New York Offices, is a recognized authority in the area of prepaid cards, and also has extensive experience as a regulatory lawyer for a wide range of payments, including credit and debit cards, mobile payments, wire transfers, and checks and paper payment products. Ms. Rinearson was Group Counsel responsible for a variety of American Express payment products for more than 18 years, and has hands-on experience in all legal aspects of launching and managing a range of paper, plastic and  electronic payment products, including co-branded credit cards, retailer-issued gift cards, network branded reloadable cards, payroll and benefit cards, reward and incentive cards, bill payment services, person-to-person payments,  corporate expense cards, internet, mobile and contactless payment products. Her background encompasses federal and state banking and anti-money laundering laws, state money transmitter licensing and abandoned property laws, consumer protection and advertising laws, contracts, technology and intellectual property laws impacting on payments. On the international level, Ms. Rinearson has supervised the launch of a range of payment products in Europe, Asia and Latin America, has met with international regulators and spoken on the issue of payment regulation. 

Ms. Rinearson is Regulatory Counsel for the Network Branded Prepaid Card Association and serves as Chair for the Association’s Government Relations Working Group.  She also represents the NBPCA at the Bank Secrecy Act Advisory Group (BSAAG) in Washington and also serves as Co-Chair for the BSAAG Stored Value Subcommittee.   In March 2008, she was honored with an Industry Achievement Award at the 2008 Prepaid Card Expo for her contributions as a pioneer in the prepaid card industry and her particular influence in the regulation of prepaid cards. 

Ms Rinearson has given numerous presentations about prepaid card law and regulations at meetings held by the Federal Reserve Banks of Chicago, New York and Philadelphia, the Electronic Funds Transfer Association, Forum Europe, NACHA, and at annual meetings of the Money Transmitter Regulators Association, the Unclaimed Property Professionals Organization, the Prepaid Expo, and the National Association of Unclaimed Property Administrators. In 2009, among other things, she presented at the Prepaid International Forum outside London regarding US payment laws, gave a presentation to Federal Reserve Board regulators on prepaid card payments, and addressed the Prepaid Card Expo on anti-money laundering issues.  In 2010,  she spoke at a Forum on Mobile Payments held at the Federal Reserve Board of Governors, presented an overview of the Top Ten legal risks at the Prepaid Expo, and is co-chairing a Workshop on the new CARD Act regulations at the 22nd Annual Card Forum and Expo.


Brian C. Tate

Brian C. Tate

P: 202-329-8938

Brian C. Tate

Government Relations Director
NBPCA

A native Marylander, Brian is a graduate of the Howard University School of Law and is licensed to practice in the state of Maryland and the U.S. Supreme Court. In addition, Brian has an M.A. in Political Management from The George Washington University, and a B.A. in Political Science from King’s College (PA). Brian was also a White House intern during the Clinton Administration in 1996.

After graduating from law school in 2004, Brian first started working in the financial services sector when he began working as an advocate for the credit union industry. During his time with the credit unions, Brian held the position of Vice President for Legislative Affairs (MDDCUA) and Director of State Advocacy (CUNA).

In 2009, Brian joined the Financial Services Roundtable as Vice President of Banking. At FSR Brian represented banks, card issuers and networks, asset management, and insurance companies. Further, Brian led FSR efforts on Interchange Fees, Orderly Liquidation Authority, Fiduciary Duty, and Retirement Security. Work with member companies to develop public policy agenda and advocacy strategies on wide-range of issues before the Administration, Congress, and regulatory agencies.

Brian Tate currently resides in Silver Spring, Maryland with his wife and three children.



Stephanie Teta

P: 847-340-9939

Stephanie Teta

Industry Outreach
NBPCA

Kathy Tomasofsky

Kathy Tomasofsky

P: 201-746-0725

Kathy Tomasofsky

Senior Director of Operations
NBPCA

Kathy Tomasofsky is an experienced operations and project management professional with more than 15 years of experience in Insurance and Financial Services.  In her current assignment, Ms. Tomasofsky serves as the Senior Director of Operations for the Network Branded Prepaid Association (NBPCA).  In this role, Ms. Tomasofsky provides management of the Association operations including event and marketing planning, financial review, business development, and member communications.

Prior to joining Two Sparrows Consulting, Ms. Tomasofsky held various senior systems management level positions at USF&G Insurance and First National Bank of Maryland. In this capacity, Ms. Tomasofsky was responsible for the development of a number of Financial Systems; Accounting, Budget and Controls, Human Resources & Payroll, Investment Tracking Systems, Billing and Payment systems. Her work covered all aspects of the System Development Life Cycle, including involvement in re-engineering operations, training and education development and operational roll-outs. Ms. Tomasofsky is noted for her ability to analyze and break down complex processes and increase operational efficiency.  

Active in the community, Ms. Tomasofsky held elected office as a Member of the Montvale Board of Education (2002 To 2005) and served as the Chairperson of the Finance and Technology Committees during this period.  She has also been a volunteer coordinator/officer for the Cancer Society, regional dance studio productions, high school athletic booster club activities, Girls Scouts, Montvale Athletic League and the Montvale PTO.  

Ms. Tomasofsky earned an MS in Management Information Systems from the University of Baltimore and a BA in Business Administration from Loyola College in Maryland. She holds a MAT degree from Fairleigh Dicknison College, in New Jersey and has certifications in Project Management and Insurance.  


Jennifer Tramontana

Jennifer Tramontana

P: 303-929-9636

Jennifer Tramontana

President
The Fletcher Group, LLC

Jennifer Tramontana has served as Director of Communications for the Network Branded Prepaid Card Association (NBPCA) since 2006 helping to educate government officials, the media and consumers about the positive attributes of network branded prepaid cards. She is also President and Founder of The Fletcher Group, www.fletchergroupllc.com, a strategic communications firm that works with clients in the prepaid industry and beyond to optimize their message and enhance their presence and reputation.

Over the last decade, Ms. Tramontana has developed and executed numerous communications programs for businesses and membership organizations including The World Health Organization, the Canadian Chamber of Commerce, Orange Glo International, The United Nations, Verizon, The Pew Center for Global Climate Change and Seagram Spirits. She is a respected resource to senior management teams with experience in corporate reputation management, crisis planning and awareness building programs. Having worked in several international destinations including Thailand, Canada and Hong Kong, Ms. Tramontana brings an international perspective to her work.

A native of Toronto, Canada, Jennifer obtained a Bachelor of Arts, Political Science from the University of Western Ontario in London, Ontario. She also earned a Masters of International Affairs from Carleton University in Ottawa, Ontario.


Crystal Wright

Crystal Wright

P: 202-549-8072

Crystal Wright

Public & Media Relations Specialist
Baker Wright Group, LLC

For nearly 15 years, Crystal Wright has worked in public relations in Washington, DC dealing with all aspects of communications from being a reporter to devising media strategies for high profile clients such as The Library of Congress National Book Festival with Laura Bush, AARP and the United States Mint.  Having worked for network news organizations, a global public relations agency, a corporation and a large trade association, she possesses the unique ability to craft strategies that exceed communications objectives.  Her instincts as a former reporter enable her to effectively counsel executives in times of crisis or celebration.

Some of the organizations she has worked with include: the Library of Congress, First Lady Laura Bush, AARP, the National Association of Chain Drug Stores (NACDS), White House Office of National Drug Control Policy’s Youth Anti-Drug Media Campaign, Intralot USA, and the Network Branded Prepaid Card Association (NBPCA). Other clients include: Hudson & Marshall of Texas Inc, The Association of Community Pharmacists Congressional Network (ACPCN), National Association of Independent Medical Equipment Suppliers (NAIMES) DBT Development, Willco Residential, National Capital Revitalization Corporation (NCRC), Washington, DC Economic Partnership, and Roadside Development.

Wright is the principal owner of the Baker Wright Group, LLC, a full service public relations firm, specializing in communications counseling, media relations, message development, media training and crisis communications. The firm’s approach is straight forward counseling: an unvarnished approach to public relations.

Her extensive contacts in healthcare, consumer and business media allow her to place a story on virtually any subject matter for almost any client. Crystal possesses over eight years experience in the healthcare industry. For over three years, she created and  headed up the corporate communications department for Leiner Health Products, a $700 million privately held company, manufacturing store brand over- the- counter drugs and nutritional supplements.

Prior to working for Leiner Health Products, Crystal served as Vice President of Media Relations for the National Association of Chain Drug Stores spearheading the association’s aggressive media outreach around policy issues affecting community pharmacy such as Medicaid and the Medicare drug benefit. Presently, Crystal is a principal of the Baker Wright Group, LLC, working with a broad range of clients, across various industries including, financial services, healthcare, education, and real estate.   She earned a Bachelor of Arts in English from Georgetown University and holds a Masters of Fine Arts in Theatre from Virginia Commonwealth University.